To Roof or Not to Roof, That is the Question

Baton Rouge Roof Replacement | Ryson Roofing

Insurance, its a great feeling knowing you are protected. Insurance in all facets of insurance is in place to serve a very specific purpose and lessen your individual risk. Without insurance many of us could not stomach the costs of the unforeseen dangers in life. Insurance helps to mend situations that would otherwise seem insurmountable. Insurance companies are like math experts. They know all the little variables that make situations more or less risky and they have a great grasp on the probability of just about anything happening.  When it comes to your home owners insurance the same principles apply. 

You Roof

Protecting you from the elements is your roof. Its your force field against natures damaging forces and keeps your family warm and dry and your belongings safe. Most roofs are made from asphalt granules that if hit by hail are removed and the actual shingle is exposed to moisture. Your insurance company understands the severity of hail hitting your shingles. Which is why if evidence of hail dings exists on your roof, your insurance is 100% going to replace your roof. Why would they do that if the damage is not even noticeable? Well the insurance companies understand that if your roof is not replaced after it has received hail damage then eventually your insurance company is going to have to replace more than just your roof. The water damage that slowly becomes worse over time will eventually cost much more to fix. 

So, To Roof or Not To Roof?

There is your roof, sitting on top of your house all by itself. Playing super hero against the weather. If your roof has not been replaced within the past ten years then chances are it has previous storm damage that needs to be identified. You can easily answer the question, To Roof or Not To Roof." Just schedule your free Ryson Roofing roof inspection. Its free and a no brainer. If there is damage to your roof from some previous storm then Ryson's Insurance Claim Specialist is going to spot the damage. And you can get a new roof for what you normally would have spent on repairs. Everybody wins with a Ryson Roof Inspection. 

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5 Things You Can Do to Prolong The Life of Your Roof

Roofing Companies Baton Rouge | Ryson Roofing

In order to identify what you can do to prolong the life of your roof, we need to first look at some of the elements that wreak havoc to your roof. Especially considering that we live in Louisiana, an area prone to storms and volatile weather. Here in Louisiana we have hot summers and many wet months. Therefore, being proactive when it comes to roof maintenance is imperative in prolonging the life of your roof.

1.    Sun: There is not much you can do to prevent the sun from heating your roof. The sun is always there pointing its UV rays directly at your roofing shingles. The extreme heat from the sun’s UV rays in time can destroy your roof. The only real remedy here is to have your roof inspected at least every 5 years. This allows you to stay on top of any hidden damage that can be repaired easily.

2.  Wind: Wind is another element that is difficult to protect against. And the best way to protect your roof against wind is to make sure the roof is installed correctly. All shingles have nail lines. The nails should be nailed at the proper location. In addition in order to get the proper wind rating from the manufacturer, 6 nails need to be used per shingle.

3.    Rain: Rain has a tendency to fall in a sideways manner. When rain is accompanied by wind it can blow underneath shingles and cause havoc to your roof’s underlayment and sheathing. The best methods to combat rain are to use the appropriate underlayment. In addition to using the right underlayment, you also want to make sure you properly install all components of the roof such as the pipe jacks.

4.    Lichen: A lichen is a composite organism that arises from algae or cyanobacteria (or both) living among filaments of a fungus in a symbiotic relationship. Lichen is more commonly recognized as moss and algae. Moss and algae are so harmful to your roofing shingles that they will negate your shingles manufactures warranty. We recommend having your roof cleaned at least once a year.

5.      Trees: Although trees are beautiful they can cause damage to your roof. In addition to puncturing your shingles, trees create a bridge for insects to cross onto your roof. We recommend trimming your branches so they are not hanging over your roof and at least 24” away from your house. 

Roof Installation | Roof Replacement

Baton Rouge roof installation can be prevented if you proactively maintain your roof. There are certainly chances that hail damage or other damage can occur. But by maintaining a clean roof and trimming back your tree branches you give your roof a shot at a longer life. 

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Roof Replacement Insurance Claim

Ryson Roofing is Your Insurance Claims Specialist

When we obtain insurance, we do so to protect ourselves from any loss. Insurance gives us peace of mind that in event of an unforeseen and unfortunate event, we will be taken care of. This is true with all types of insurance. And insurance companies are really smart. They do a lot of math to understand the probability of an event happening that would cause someone to file a claim. Often times the anticipation or probability of filing a claim is priced into your policy. So if you have to file a claim you should, you're already paying for it.

The Evidence Not Seen

In most cases when an event occurs that forces you to file a claim with your insurance carrier the damage is very evident. If you are in a fender bender for example, you can clearly see what needs to be repaired and feel quite justified in filing a claim. If someone runs their vehicle into your brick mail box again the damage is easy to see and because the damage is easy to see people feel justified with filing a claim. When a tree falls onto your roof, the damage is quite visible and easy to spot. You file a Roof Replacement Insurance Claim and get your roof repaired. There is one type of damage that is not easily seen. This damage is one of the worst types of damage that can happen to your roof. Its so bad that insurance companies will immediately replace your entire roof. But most home owners don't see any damage and are reluctant to file a claim. This damage is hail damage, hail does serious damage to your roof that will result in future leaks. By the time hail damage is evident, the cost to repair is through the roof. 

Ryson Roofing is Your Insurance Claim Specialist

Here at Ryson Roofing we truly understand the devastation that hail does to a roof. We have insurance claim specialist on staff and can help you with our FREE roof inspection. Whether you have a commercial shingle roof or a residential roof, we can help in both situations. Ryson Roofing has the experience you need to help you with the entire process. Call us today and make sure you don't have previous hail damage to your roof.

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